Qualifying Ratios
Sale Price of Home Percent (%) or $ Amt. Down Term of Loan (in Years) Interest Rate (% of 100)	Dollar Amount Financed Monthly Payment Annual Loan Cost
Combined Hshld Mthly Gross Income Monthly Auto Loan Payment Other Recurring Payments	Other Debt TOTAL Monthly Debt
RATIO OF HOUSING COST TO INCOME % This value should be <= 28% for conventional loans, and <= 29% for HUD/FHA loans RATIO OF (HOUSING COST + DEBT) TO INCOME % This value should be <= 36% for conventional loans, and <= 41% for HUD/FHA loans MINIMUM MONTHLY INCOME NEEDED TO QUALIFY